Different Types of Services | Bank Accounts

Individual Banking—Banks typically offer a variety of services to assist individuals in managing their finances, including:

  • Checking accounts
  • Savings accounts
  • Debit & credit cards
  • Insurance*
  • Wealth management

Business Banking—Most banks offer financial services for business owners who need to differentiate professional and personal finances. Different types of business banking services include:

  • Business loans
  • Checking accounts
  • Savings accounts
  • Debit and credit cards
  • Merchant services (credit card processing, reconciliation and reporting, check collection)
  • Cash management (payroll services, deposit services, etc.)

Digital Banking—The ability to manage your finances online from your computer, tablet, or smartphone is becoming more and more important to consumers. Banks will typically offer digital banking services that include:

  • Online, mobile, and tablet banking
  • Mobile check deposit
  • Text alerts
  • eStatements
  • Online bill pay

Loans—Loans are a common banking service offered, and they come in all shapes and sizes.  Some common types of loans that banks provide include:

  • Personal loans
  • Home equity loans
  • Home equity lines of credit
  • Home loans
  • Business loans

Better Banking Services from First Bank**

If your current financial institution doesn’t offer the services mentioned above, you may not be getting the best banking service possible. At First Bank, we are dedicated to helping our customers get the most out of their money.

That is why we offer different types of banking services to meet a variety of needs. To learn more about our banking services, visit your local branch today.